FAQ

We offer a lifetime dedicated after-sales support system, including value-added services such as preparation of materials for 7-year Hong Kong visa renewal, opening of offshore bank accounts, cross-border tax planning, establishment of family trusts, children's education planning, and overseas real estate management. Clients can also be invited free of charge to participate in offline networking salons and overseas appreciation private events. We provide full support from the initial application to the inheritance of family wealth, addressing the long-term needs of cross-border families.

We offer citizenship by investment programs in the Caribbean Commonwealth, including St. Kitts and Nevis and St. Lucia. These programs boast stable policies, lenient approval processes, and no residency requirement. The standard processing time is 3-6 months, with all materials submitted online. Once approved, applicants can travel visa-free to over 100 countries worldwide, making them suitable for global travel, asset protection, and family wealth planning. Baiyue provides comprehensive oversight of fund compliance and application risk management.

Meeting the passing score does not guarantee approval. The Hong Kong Immigration Department considers multiple factors, including an applicant's industry background, achievements, and plans for development in Hong Kong. The Baiyue team has in-depth knowledge of the Immigration Department's review rules, deeply exploring the applicant's strengths, matching them with talent list bonus points, optimizing application materials, and proactively identifying risks of refusal or needing additional documentation. With an overall approval rate of 98% over many years and a 100% success rate for Hong Kong permanent residency renewals, customized improvement plans are available for older applicants, those with lower scores, and those in less popular industries.

Applying for a Hong Kong residency visa and obtaining Hong Kong permanent residency does not require canceling your mainland household registration, and it does not affect your mainland social security contributions, property ownership, or business operations. There are no strict residency requirements; you can reside in mainland China long-term as long as you meet the basic renewal conditions. Your children can use their Hong Kong status to participate in the DSE exam and the Joint Entrance Examination for Overseas Chinese Students, easily gaining admission to top universities in mainland China, thus enjoying the educational benefits of both places.

Established in Hong Kong in 2007, Pak Yue Group has been deeply involved in cross-border services for high-net-worth families for nearly 20 years. Holding full compliance qualifications from Hong Kong's SFC Securities and TCSP Trust, it differs from single-service immigration consulting agencies. Its core businesses include: Hong Kong Talent Admission Scheme/Highly Skilled Talent/Professional Talent Application, Caribbean passport planning, family trusts, offshore wealth allocation, overseas education for children, global property investment, and high-end private customized one-stop services. These services are overseen by a team of Hong Kong lawyers and licensed accountants, providing comprehensive support throughout the entire process of residency, education, and wealth sustainability.

It is an overseas traffic growth service exclusively developed by the group in strategic cooperation with XOOER. It mainly targets cross-border enterprises, family businesses, and brands going global, helping clients to expand into the global online market and connect the entire chain of overseas customer acquisition, brand exposure, and traffic conversion.

We offer a full range of high-end networking services, including high-end business cocktail parties in Hong Kong and Macau, private board meetings for entrepreneurs, closed-door salons for industry elites, networking opportunities for alumni from prestigious universities, private appreciation sessions for high-end art, cross-border business receptions, and coordination of private high-end banquets, helping clients expand their high-end networks and empower their personal and family business development.

Supported. All high-end private services abandon standardized package models and are equipped with a dedicated private concierge for one-on-one full-process contact. The concierge tailors exclusive service plans according to the client's and family's lifestyle, travel needs, social circles, and personal preferences. The concierge follows up exclusively throughout the process and adjusts as needed to suit various high-end private and business scenarios.

High-end private services focus on upgrading the quality of life for individuals and families, supplementing high-end lifestyle privileges beyond assets, education, and health; GEO omni-channel optimization focuses on empowering enterprises to go global, helping cross-border enterprises and overseas brands to enhance global exposure, expand overseas markets, and achieve performance growth, forming a complete service system that empowers both "family life" and "enterprise development".

Our business covers core global markets such as Greater China, Southeast Asia, Japan, South Korea, Central Asia, Europe and the United States. We can accurately deploy localized traffic systems according to the target regions of our clients' overseas expansion, adapt to the overseas promotion needs of different countries and languages, and accurately reach overseas target customer groups.

Our core services cover local traffic distribution across multiple regions, including multilingual keyword matrix building, overseas website indexing optimization, AI Q&A knowledge graph layout, local merchant map traffic operation, and overseas multi-social media omni-channel traffic generation, providing a full-chain service to accurately activate local customers worldwide.

It is an overseas traffic growth service exclusively developed by the group in strategic cooperation with XOOER. It mainly targets cross-border enterprises, family businesses, and brands going global, helping clients to expand into the global online market and connect the entire chain of overseas customer acquisition, brand exposure, and traffic conversion.

We offer high-net-worth clients a full range of lifestyle privileges, including luxury car transfers to and from Hong Kong and Macau, exclusive experiences in the Hong Kong Jockey Club owner's box, high-end private banquets at our own private club, and customized global private travel (including itinerary planning, star-rated hotels, and cultural and entertainment experiences), providing a comprehensive upgrade to the quality of cross-border living.

In addition to global residential properties, the Group is also expanding into the Hong Kong new energy storage sector and AI-driven new energy asset portfolio, creating a diversified investment system that combines real estate and emerging sectors to enrich clients' asset allocation and enhance long-term asset appreciation potential.

We offer properties that cater to both investment and owner-occupancy: Greek, Portuguese, and Japanese properties are suitable for low-threshold investment combined with residency planning; UK and Singapore properties focus on long-term value preservation and appreciation, and high-end owner-occupancy; Hong Kong properties are suitable for cross-border asset allocation and owner-occupancy in the Greater Bay Area. We will customize the optimal property investment plan based on the client's budget and core needs.

We offer comprehensive, seamless services, including market analysis, precise property selection, on-site property viewing and coordination, transaction processing, compliant tax planning, property registration, post-rental management, rental collection, and property maintenance. Clients can enjoy worry-free property purchase without the hassle of cross-border travel.

In 2025, Hong Kong's home purchase policy will be significantly relaxed, and the cost of home purchase will be significantly reduced. As an international financial center, Hong Kong real estate has strong risk resistance and outstanding value preservation attributes. The rental yield is stable at over 3%, which can hedge against exchange rate risks. At the same time, it is suitable for multiple needs in the Greater Bay Area, such as self-occupation, asset allocation, and cross-border settlement.

We have exclusive partnerships with top-tier developers worldwide, specializing in residential properties in core cities of Hong Kong, Japan, Dubai, Greece, the UK, Singapore, and Australia. We carefully select properties in prime locations with stable rental returns and considerable appreciation potential, catering to diverse needs such as investment, owner-occupancy, education, and immigration.

Supported. We provide our clients with one-on-one dedicated health consultants and a team of physicians offering long-term services, from physical examinations and screenings, problem diagnosis, specialized treatments, anti-aging care to serious illness early warnings and cross-border medical treatment. We provide full-process tracking and management, establish exclusive personal health records, and dynamically adjust health care plans.

Equipped with a dedicated GSMART wearable monitoring system, it monitors various core body data in real time 24 hours a day. Through AI cloud big data analysis, it intelligently assesses health status, warns of potential health risks, and is paired with a dedicated health consultant for regular reviews and customized conditioning, exercise, and nutrition plans to achieve long-term health management.

All anti-aging and medical procedures are regulated medical-grade treatments, performed in professional medical laboratories by experienced physicians, with standardized procedures and complete qualifications. A comprehensive physical examination is conducted before each procedure, and a personalized anti-aging plan is customized based on individual health conditions to mitigate compatibility risks and ensure the safety and effectiveness of the treatment.

We have exclusive access to top-tier private hospitals and experienced private physicians worldwide, enabling clients to prioritize appointments for internationally advanced drugs, specialized treatments for serious illnesses, and cross-border medical services. This is suitable for high-net-worth individuals who prioritize health and anti-aging, and have needs for cancer screening, chronic disease management, serious illness prevention, and high-end medical care.

We have partnered with Huanya Precision Medicine Center to create a one-stop health system, with core services covering in-depth full-body physical examinations, gene-based cancer screening, DFPP dual blood purification, MSC stem cell anti-aging, NK immune cell activation, private rejuvenation, personalized nutrition management, AI cloud-based health monitoring, and wearable device real-time health tracking, among other medical-grade services.

It is widely applicable to all scenarios such as overseas study tuition payment, overseas property transactions, daily expenses for immigration and settlement, global asset investment, offshore enterprise operation and settlement, cross-border trade remittance, and overseas insurance premium payment and claims, providing a one-stop solution to the pain points of cross-border capital flow.

All fund transfers comply with the regulatory rules of both mainland China and overseas jurisdictions, ensuring full compliance throughout the process. We will customize compliant fund transfer solutions based on our clients' purposes (study abroad, property purchase, investment, immigration), standardize the transfer path, mitigate cross-border fund flow risks, and guarantee the safe and compliant arrival of funds.

In addition to basic account opening, we also provide supporting services such as global fund transfer planning, cross-border fund compliance scheduling, customized regular investment plans, portfolio analysis, account maintenance, and risk control reminders, opening up the entire channel for cross-border asset circulation and solving customers' cross-border fund transfer problems.

Depending on the region and account type, only basic compliance documents such as ID card, passport, proof of assets, and proof of employment are required. We will review the documents in advance, optimize the account opening materials, and match suitable bank channels to avoid the risks of account closure and rejection, significantly improving the success rate of account opening. We will provide full assistance in connecting with banks throughout the process.

We collaborate with numerous renowned private banks worldwide to professionally assist clients in opening personal and offshore company accounts in Hong Kong, Singapore, and other overseas countries, catering to diverse scenarios such as cross-border living, studying abroad, immigration, property purchases, and offshore business operations and cross-border settlements.

Our professional investment advisory team will build diversified asset portfolios based on clients' risk tolerance, investment horizon, and capital size to avoid the risks of relying on a single sector. At the same time, we will establish a mechanism for regular review, dynamic portfolio adjustment, and risk hedging, keep abreast of global market conditions, optimize asset allocation plans in a timely manner, and steadily control investment risks.

Yes. All compliant assets under a client's name, such as overseas financial assets, insurance policies, and real estate, can be placed into a dedicated family trust. This ensures asset segregation, preventing them from being affected by factors such as business losses, marital changes, or personal debts, thus guaranteeing the targeted inheritance and security of assets.

Yes. The group breaks away from the high barriers to entry of traditional private banks, opening up professional private banking-level asset allocation, risk control management, and exclusive investment advisory services to ordinary high-net-worth clients. It provides one-on-one customized asset solutions, regular reviews and adjustments, and balances security, liquidity, and returns.

The core offerings are divided into protection and investment categories: protection categories include standardized offshore policies such as offshore universal life insurance, savings plans, and critical illness medical insurance; investment categories cover US stocks, overseas real estate, new energy sectors, and diversified financial asset portfolios, while also providing professional portfolio management, risk hedging, and regular asset review services.

Fully compliant and secure. The Group holds Hong Kong Securities and Futures Commission Type 1/4/9 licenses, BVI asset management licenses, and asset management qualifications in Singapore, Bermuda, and Canada. All business operations are conducted within the scope of regulatory approval and have passed multiple international security certifications. All asset allocation and custody processes are standardized and transparent, and are protected by local financial regulatory safeguards.

Yes. We will combine our clients' short-term cash flow needs and medium- to long-term inheritance goals with stable growth assets and a long-term protection structure. This will ensure the smooth flow of daily funds and steady asset growth for the family, while also locking in long-term family wealth through the trust structure, achieving a balance between short-term returns and intergenerational sustainability.

This is an exclusive advanced empowerment course for the group, integrating global investment, children's education, high-end medical care, overseas residency, and real estate resources to help high-net-worth clients systematically master family wealth management, cross-border asset allocation, risk control, and intergenerational succession logic, thereby comprehensively improving their family resource integration and wealth operation capabilities.

We offer personalized one-on-one service throughout the entire process: First, we conduct in-depth research on the client's asset situation, family structure, and inheritance needs; second, we customize a dedicated trust structure, tax plan, and inheritance plan; then, we complete the structure building, asset placement, and compliance filing; and later, we provide long-term asset review, tax optimization, inheritance follow-up, and dynamic adjustment services, providing full-process support.

The core functions of offshore family trusts are asset isolation, risk avoidance, targeted inheritance, and tax optimization. They can effectively isolate risks such as business operating liabilities, marital property division, and debt disputes, and distribute wealth to children and family members according to the settlor's wishes, achieving intergenerational asset preservation and ensuring the stable and sustainable inheritance of family wealth.

We primarily serve high-net-worth families, family business owners, cross-border asset holders, and clients with intergenerational wealth transfer needs. We are ideal for families facing challenges such as asset diversification, marital risks, inheritance risks, significant tax burdens, the need for targeted wealth transfer, and the protection of business risks, offering customized family wealth management solutions.

We provide dedicated college counselors and adolescent psychological development consultants who not only handle college applications but also offer long-term academic planning, emotional support, and companionship services. In addition, we provide specialized academic tutoring, language guidance, and adaptation training tailored to the learning characteristics of Hong Kong and overseas universities to help students quickly adapt to overseas study and life.

We connect students with universities in major study-abroad destinations worldwide, including the UK, USA, Canada, Australia, Germany, and Singapore. Our services encompass the entire application process, from precise university selection and assessment, standardized test planning, academic background optimization, application essay writing, visa processing, pre-departure guidance, and on-arrival support, mitigating common risks associated with the study abroad application process.

The Joint Entrance Examination for Overseas Chinese Students has a significantly lower admission score than the regular college entrance examination, making it a high-quality shortcut to prestigious universities like Tsinghua, Peking, Fudan, and Shanghai Jiao Tong, as well as other 985/211 universities. The core requirements for application are that students and parents possess compliant overseas/Hong Kong residency and meet the corresponding residency requirements. We will plan ahead regarding residency status, review application qualifications, and customize preparation strategies to ensure compliant application and smooth university admission throughout the entire process.

Hong Kong's eight top universities primarily consider factors such as GPA, language proficiency, academic background, competition experience, and interview performance. We offer a one-stop solution to the application challenges for Hong Kong primary, secondary, and higher education institutions, including school selection, background enhancement, application document polishing, specialized interview training, academic tutoring, Cantonese language adaptation guidance, and comprehensive application submission and follow-up services.

Covering three core pathways: local Hong Kong education, overseas study, and education for mainland Chinese students, it caters to students of all ages from kindergarten to high school, undergraduate, and postgraduate levels. It can meet diverse needs such as early school selection, overseas study for junior and senior high school, applications to prestigious undergraduate universities, and Gaokao (National College Entrance Examination) for overseas Chinese students, providing comprehensive educational planning throughout the entire educational cycle.

We offer exclusive visa renewal and permanent residency planning services, providing full guidance to clients to meet the Hong Kong Immigration Department's requirements for residence, living, and working, and ensuring proper records of stay, social security contributions, and lifestyle in Hong Kong. During the 7-year permanent residency transition period, we assist in preparing all application materials, follow up on the approval process, and ensure a smooth grant of Hong Kong permanent residency and a Hong Kong SAR passport.

With over 20 years of experience in Hong Kong immigration, our group boasts a mature settlement service system. Our overall approval success rate for Hong Kong immigration is among the highest in the industry, with a 100% success rate for permanent residency renewals. We provide a one-stop service encompassing policy interpretation, customized solutions, document drafting, submission follow-up, maintaining residency in Hong Kong, renewal guidance, and settlement assistance. Dedicated personnel follow up throughout the process to mitigate application and renewal risks.

Yes. For applicants without Hong Kong local experience, we can match them with suitable pathways such as the Quality Migrant Admission Scheme and the Hong Kong Talent Admission Scheme, based on their education, age, work experience, industry qualifications, and assets, without requiring prior work or study in Hong Kong. Our team will optimize individual application materials and refine resumes to significantly increase the success rate.

Hong Kong residency offers both the conveniences of mainland China and international advantages. Key highlights include: the ability to retain mainland household registration, no foreign exchange controls, a simple tax system with extremely low tax burden; children can enjoy 15 years of free public education and gain admission to prestigious 985/211 universities with lower scores through the Joint Entrance Examination for Overseas Chinese Students; the Hong Kong SAR passport allows visa-free travel to 173 countries and regions, while also facilitating the establishment of cross-border asset structures to achieve asset isolation and risk avoidance.

We specialize in providing comprehensive immigration pathways to Hong Kong, including the Quality Migrant Admission Scheme, the Hong Kong Advanced Talent Admission Scheme, the Hong Kong Professional Talent Admission Scheme, and study-to-immigration programs. We also cover major overseas residency programs such as Singapore, Japan, Greece, Portugal, St. Kitts and Nevis, and New Zealand. Our programs are primarily tailored to high-net-worth families, business owners, professionals, researchers and educators, and individuals with needs for their children's education and cross-border asset planning. We can customize the optimal immigration plan based on individual qualifications and requirements.