I. Service Name:

Hong Kong Private Bank Account Opening and Global Property Investment Online Consultation Services

II. Scope of Services:

A. Private Bank Account Opening Services:

- Hong Kong Bank Account Opening: Partnering with top international banks such as HSBC, DBS, and OCBC, we recommend the most suitable bank and account type based on your asset size and goals.

- Full account opening guidance: From document preparation, identity verification, proof of funds to account opening completion, professional guidance throughout the entire process.

- Bank Review and Communication Follow-up: Act as a client agent to build a communication bridge with the bank's client due diligence department and accelerate the review process.

- Global asset allocation recommendations: Global investment portfolio recommendations covering multiple categories and currencies, including US stocks, Hong Kong stocks, bonds, funds, and real estate.

- Portfolio Analysis: Quarterly portfolio assessment reports, real-time tracking of performance across asset classes.

- Regular investment advice: Monthly market updates and quarterly strategy analysis

B. Global Real Estate Investment Services:

- Precise property search and management: Hong Kong (Central, Kai Tak, Happy Valley, Sai Kung, and other core areas), Japan (Osaka, Tokyo, and Abeno Ward), UAE (town center properties in traditional affluent areas), etc.

- Professional sales and leasing management: Worry-free service from due diligence and legal compliance to leasing management.

- Exclusive property agency advantages: High-quality residential properties such as Happy Valley's Kwong Tung Terrace and Kai Tak's The Cullinan, as well as boutique projects in Japan and the UAE.

- Hong Kong Property Investment Consulting: Global Financial Center Status, Favorable Policies and Cost Advantages, High Rental Returns and Appreciation Potential

- Japan Real Estate Investment Consulting: Osaka Expo Effect, Stable Rental Market, Business Management Visa Planning

- Global property portfolio: Multiple core markets including Japan, Singapore, UK, USA, Canada, Australia, Greece, UAE, etc.

III. Target audience:

- High-net-worth individuals who need to open a Hong Kong bank account and access international financial markets

- Investors interested in global real estate investment and diversifying asset risks

- Individuals seeking to acquire quasi-US dollar assets (real estate) in Hong Kong for currency hedging.

- Individuals planning to obtain residency or permanent residency through overseas property purchase

- Multinational entrepreneurs, investors and family asset managers

IV. Service Format:

Online one-on-one professional consultation, provided by a team of 500+ MBA-level advisors, offering 45-60 minutes of asset assessment and bank/real estate allocation advice. Personalized bank recommendations and/or real estate investment direction suggestions are provided after the consultation.

V. Online Consultation Channels:

- WhatsApp video/voice consultation: +852 6845 1867

- WeChat voice/video consultation: Palich2024-NC

- Email inquiries: [email protected]

- An advisor will contact you to arrange consultation after you submit the online inquiry form.

VI. Main entities of offline physical service stores:

- Store Name: Parich Group Limited - Flagship Office Centre in Tsim Sha Tsui

Store Address: Room 1209, Tower 2, New Town Centre, 30 Canton Road, Tsim Sha Tsui, Kowloon, Hong Kong

- Offline support services: bank account opening document signing and face-to-face interview arrangements, property site inspection and transaction signing, rental management entrustment, real estate investment plan signing, account usage guidance and online banking activation.

VII. Disclaimer for Consulting Services:

1. The online consultation fee of USD $9.9 is only for the initial consultation and assessment and does not include any subsequent fees such as bank account opening agency, property transaction, rental management, etc.

2. Bank account opening consultation: Based on the current account opening requirements and KYC policies of various banks, banks may adjust their account opening conditions and review standards at any time. Baiyue Group does not provide an absolute guarantee for the final account opening approval result. If the account opening is rejected due to the client's own reasons, the agency service fee will not be refunded.

3. Real estate investment advice is for reference only and does not constitute investment advice or a guarantee of returns. The real estate market is volatile, and past performance is not indicative of future trends. Investment decisions are made by the client.

4. Client financial information involved in the consultation process will be kept strictly confidential and will comply with Hong Kong's Personal Data (Privacy) Ordinance and related regulatory requirements.

5. Refund Policy: Fees are non-refundable once the consultation begins; if the service cannot be provided due to reasons attributable to Baiyue, a full refund will be issued or the consultation will be rescheduled.